Luigi is learning to operate his little antique shop like a big business and today he accepted his first ever check from a customer for a $20 purchase. After telling all his friends at his night school class they advise him to put his $20 check in to a bank savings account. Luigi is surprised that they are going to pay him for depositing his $20 and when Pasquale tells him nobody pays anybody to them a favor and he should stay away from banks and keep his money in his  mattress. Luigi decides he's going to withdraw his money from the bank but it is more difficult than he thought.