One of the most effective swindles practiced on elderly people is the so called retirement plan. This racket has many forms, all based on a money for no work setup. The sucker reads an ad in his local paper. All he has to do is buy a few vending machines, and then he has a business that will take care of him in his old age. Of course, he later finds that there is a slight down-payment of $3000-$5000 dollars, and even later he finds that he never gets the machines or sees his money...