George Reed from Floyds of England is in a bit of a pickle and he needs Johnny's help. One of the company's most important clients is a man named Orson Oglesby Terwilleger, retired. He's a collector. He lives near Bethel, New York, and had demanded that an agent visit him immediately to change something in his policy. George was the one tasked with the job, but he has been arrested for speeding and arguing with the officer, so now he needs Johnny to see the customer in his stead...