Johnny has been called to New York to go and see a Mr Allen Saxton. The client recently returned from Europe where he supposedly purchased a priceless painting for $200,000. He applied to the insurance company of Stanley Mitchell for insurance, but several experts have examined the painting, and confirmed that it is a forgery. Mr Saxton is crying foul, but the if the tests by the experts don't stand up, the insurance company are obliged to cover it.