It's October 24th at 5:56pm in Seacliff, San Francisco. Sometime this evening, in the vaulted mid-Victorian banquet room at the Banker's and Broker's Club in downtown San Francisco. Mr Henry Barbour, as the only surviving past President from the original board of directors, will rise to respond to the closing toast. But now, at 5:57, he is standing before his wife's full length mirror in the master bedroom of the family home, surveying himself dubiously from head to toe....